The Law Offices of M. John Strafaci https://www.strafacilaw.com Exceptional Legal Assistance Since 1998 Sat, 07 Mar 2020 18:13:06 +0000 en-US hourly 1 https://wordpress.org/?v=5.5.5 https://www.strafacilaw.com/wp-content/uploads/2018/12/favicon-1.png The Law Offices of M. John Strafaci https://www.strafacilaw.com 32 32 New London, CT, Bankruptcy Lawyer Explains the Pros & Cons of Declaring Bankruptcy https://www.strafacilaw.com/new-london-ct-attorney-pros-cons-of-bankruptcy/ https://www.strafacilaw.com/new-london-ct-attorney-pros-cons-of-bankruptcy/#respond Wed, 17 May 2017 18:10:42 +0000 https://www.strafacilaw.com/?p=258 If your debt has begun to spiral out of control, you could consider filing for bankruptcy. Opting to pursue Chapter 7 or Chapter 13 bankruptcy will have its disadvantages, but there are some significant advantages to bankruptcy that may make this a preferable course of action for you and your family. Our New London, CT, […]

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If your debt has begun to spiral out of control, you could consider filing for bankruptcy. Opting to pursue Chapter 7 or Chapter 13 bankruptcy will have its disadvantages, but there are some significant advantages to bankruptcy that may make this a preferable course of action for you and your family. Our New London, CT, bankruptcy attorney explains the pros & cons of bankruptcy to help you navigate this difficult decision.

The Advantages & Disadvantages of Bankruptcy, According to Our New London, CT, Bankruptcy Lawyer

CON: Your pride may take a blow.

There’s a certain emotional aspect to declaring bankruptcy, and you may find yourself embarrassed and nervous about what your friends and family will think. Ultimately, you need to decide for yourself which is more harmful to you and your family: the judgement of others, or the potential financial fallout of not being able to pay your bills.

PRO: Your stress & fear can be reduced.

If you are considering bankruptcy, then you are likely experiencing creditor harassment for unpaid bills. Bankruptcy requires creditors to stop contacting you. Many clients tell our New London, CT, bankruptcy lawyer that they experienced considerable relief once those phone calls and letters stopped coming.

CON: You will likely lose your credit cards.

Credit card companies will typically cancel your credit cards when you file bankruptcy, and you may not qualify for a new card until your credit score has a chance to improve down the line. In the meantime, you will have to get used to life without credit cards, which means relying on cash, checks, and online payments directly from your bank. Being without a credit card can make it difficult to do things such as shop online, rent a car, or stay in a hotel, too, since businesses like these often require a credit card.

PRO: You can avoid losing your home.

Depending on the type of bankruptcy you file, you may be able to stop the bank from repossessing your house or car. You can also stop the bank from seizing items such as your clothing or jewelry. Many of your debts can be discharged during a bankruptcy filing, too, which will help you to maintain a reasonable quality of life for your family.

How Will Bankruptcy Affect Your Credit Score? Our New London, CT, Bankruptcy Lawyer Explains

CON: Not all debts will be discharged & your credit score will suffer.

While there are many types of debt that will be wiped away by a bankruptcy filing, there are some types of debt you cannot escape. Our New London, CT, bankruptcy lawyer lists student loans, recent back taxes, child support, alimony, and government agency fines as the types of debt that will remain your responsibility.

In addition, your bankruptcy will remain on your credit report for 7 to 10 years. During that time, you may not be able to secure a home mortgage or other loans, and you may find it difficult to purchase a new car.

PRO: You may have a better chance of improving your credit in the future.

Even though your credit score will suffer for years after you declare bankruptcy, you may find that the bankruptcy can actually improve your credit score in the long run. With a reduction in your overall debt, you can start rebuilding your life – and your credit – without past debt holding you back. That means that your credit score could potentially be much better in ten years than it would have been without your bankruptcy.

Considering Bankruptcy? Call Our Experienced New London, CT, Bankruptcy Lawyer for Advice

The information contained in this article does not constitute legal advice and is only for educational purposes. If you need legal representation for a matter relating to this topic, feel free to request a free phone consultation with Attorney John Strafaci, our experienced bankruptcy lawyer in New London, CT. Call 860.442.8667 or click here to speak with Attorney Strafaci today!

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New London, CT, Lawyer Explains the Difference Between Worker’s Compensation & Personal Injury https://www.strafacilaw.com/new-london-ct-lawyer-workers-compensation-vs-personal-injury/ https://www.strafacilaw.com/new-london-ct-lawyer-workers-compensation-vs-personal-injury/#respond Wed, 17 May 2017 17:10:12 +0000 https://www.strafacilaw.com/?p=255 When you incur a personal injury while working at your job, your attorney may recommend that you pursue worker’s compensation. Our experienced New London, CT, lawyer for worker’s compensation is here to explain what this type of litigation is and how it differs from typical personal injury cases. The Ins and Outs of Worker’s Compensation, […]

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When you incur a personal injury while working at your job, your attorney may recommend that you pursue worker’s compensation. Our experienced New London, CT, lawyer for worker’s compensation is here to explain what this type of litigation is and how it differs from typical personal injury cases.

The Ins and Outs of Worker’s Compensation, According to Our New London, CT, Lawyer

What Is Worker’s Compensation?

Worker’s compensation goes by a few different names. You may hear it called “workers comp” or “workmans comp.” Whatever name you call it, the concept is the same: workmans compensation functions as a type of insurance covering an employee if you get injured while at work.

If you are injured on the job, you can request worker’s compensation while you heal. Worker’s comp can reimburse you for the following:

  • Medical care, including diagnostics
  • Rehabilitation, such as physical therapy
  • Disability payments to reimburse lost wages
  • Payment for job training, such as if you need to change jobs due to your injury

How Is Worker’s Compensation Different from Other Personal Injury Cases?

According to our New London, CT, lawyer, there are two main differences between worker’s compensation and personal injury lawsuits:

#1 – It doesn’t matter whose fault it was.

In personal injury cases, you only receive compensation if you can prove that the other person’s negligence or actions caused your injury. With worker’s compensation, it doesn’t matter if your employer was at fault or not. You will receive assistance with medical care, lost wages, etc., either way. There’s an important exception here, though: you can’t claim worker’s compensation if you purposefully hurt yourself while at work!

#2 – You can’t be compensated for pain and suffering.

In personal injury cases, you can demand compensation beyond the cost of medical care and lost wages. For example, you can be paid monetary damages for the stress you felt emotionally while dealing with your injury. With worker’s compensation, you cannot receive pain and suffering payments.

If you’re thinking that you’d rather pursue a personal injury suit, however, think again. With very few exceptions, employees are not allowed to sue their employers for personal injury. Chances are high that workman’s compensation is your only option, although an experienced workers compensation lawyer in CT will be able to tell you this for certain.

Were You Injured at Work? Call Our New London, CT, Lawyer for Worker’s Compensation

Attorney John Strafaci specializes in worker’s compensation claims in Southeastern Connecticut. If you are in need of a New London, CT, lawyer for worker’s compensation, request your free phone consultation with Attorney Strafaci to discuss your situation and get your questions answered.

The information contained in this article does not constitute legal advice and is only for educational purposes. If you need legal representation for a matter relating to this topic, feel free to request a free phone consultation with Attorney John Strafaci, our experienced worker’s compensation lawyer in New London, CT. Call 860.442.8667 or click here to speak with Attorney Strafaci today!

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New London, CT, Casino Lawyer Discusses the Importance of Having a Tribal Law Attorney https://www.strafacilaw.com/new-london-ct-casino-lawyer-importance-of-tribal-law-attorney/ https://www.strafacilaw.com/new-london-ct-casino-lawyer-importance-of-tribal-law-attorney/#respond Wed, 17 May 2017 16:08:32 +0000 https://www.strafacilaw.com/?p=252 It is not uncommon for people to travel to Mohegan Sun or Foxwoods Casino without realizing that they’re effectively leaving United States soil. While the laws governing Native American land do sometimes correspond or overlap with Connecticut state law, there are some notable differences between tribal law and U.S. federal or state law. Our experienced […]

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It is not uncommon for people to travel to Mohegan Sun or Foxwoods Casino without realizing that they’re effectively leaving United States soil. While the laws governing Native American land do sometimes correspond or overlap with Connecticut state law, there are some notable differences between tribal law and U.S. federal or state law. Our experienced New London, CT, casino lawyer explains that your legal disputes, criminal charges, or serious accidents occurring at a Native American casino will not be tried in the Connecticut court system. Instead, you will need to work through the tribal courts. In cases like this, having an experienced tribal law attorney in Connecticut can make all the difference.

How Can a Tribal Law Attorney Help You? Our New London, CT, Casino Lawyer Explains

Were you injured at Mohegan or Foxwoods Casino?

If you were injured at one of the tribal casinos in Connecticut, you should talk with an attorney who is licensed in tribal court. Bringing a claim in a tribal court involves more than a black-and-white understanding of tribal law. There are nuances to working with the tribal courts that require a healthy respect for Native American customs and perspectives.

If you were injured on Native American land, then spend some time researching New London, CT, casino lawyers who are licensed in Mohegan or Mashantucket (Foxwoods) tribal courts, depending on where your injury occurred. A lawyer should be able to demonstrate a history of successful outcomes while working with tribal elders and the tribal court system.

Were you wrongfully terminated from your job at Mohegan Sun or Foxwoods?

The Mohegan and Mashantucket Tribes both have their own laws regarding employment, and you should talk to a New London, CT, casino lawyer who is licensed in tribal court. Both Mohegan Sun and Foxwoods limit the time in which you can make a claim, so you should call a lawyer with experience in tribal law immediately. This way, you can understand your rights before time runs out.

Has your gaming license at Mohegan Sun or Foxwoods been suspended or revoked?

The tribe’s Gaming Commissions regulate gaming licenses at the tribal casinos. According to our New London, CT, casino lawyer, if your license has been suspended or revoked, you may be entitled to a hearing or an appeal to reinstate your gaming license.

The suspension or revocation of your gaming license at one of Connecticut’s tribal casinos can affect your ability to get a gaming license or job at another casino. To keep this from happening, you need to protect your rights and should call one of the tribal law attorneys in CT right away.

Do You Need a New London, CT, Casino Lawyer? Call Our CT Tribal Law Attorney Today!

Attorney John Strafaci is licensed in both Mohegan and Mashantucket tribal courts and has considerable experience handling cases in both Mohegan tribal court and Mashantucket tribal court.

His experience includes wrongful job termination, suspended or revoked gaming licenses, wrongful death cases, slip and falls, defective slot machine chairs or gaming equipment, and motor vehicle accidents. Attorney Strafaci has also advocated for clients injured by a drunk driver who was drinking at the casino.

For help understanding your rights with a highly experienced New London, CT, tribal law attorney, request your free phone consultation with Attorney Strafaci today!

The information contained in this article does not constitute legal advice and is only for educational purposes. If you need legal representation for a matter relating to this topic, feel free to request a free phone consultation with Attorney John Strafaci, our experienced casino lawyer in New London, CT. Call 860.442.8667 or click here to speak with Attorney Strafaci today!

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DUI Penalties in Connecticut – How Much Trouble Are You In? https://www.strafacilaw.com/dui-penalties-in-connecticut/ https://www.strafacilaw.com/dui-penalties-in-connecticut/#respond Wed, 17 May 2017 01:44:11 +0000 https://www.strafacilaw.com/?p=241 The stress and fear that accompany a DUI arrest can cause you to get caught up in worst case scenarios. Our experienced DUI lawyer in New London, CT, typically hears one question asked above all others when he first meets with clients: “What is going to happen next?” While the DUI penalties in Connecticut are […]

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The stress and fear that accompany a DUI arrest can cause you to get caught up in worst case scenarios. Our experienced DUI lawyer in New London, CT, typically hears one question asked above all others when he first meets with clients: “What is going to happen next?” While the DUI penalties in Connecticut are relatively straightforward, there are still ways that skillful DUI lawyers may be able to lessen your punishment. Keep reading to learn more…

What Are the DUI Penalties in Connecticut?

According to our New London, CT, DUI attorney, the Connecticut penalties for a DUI depend on whether this is your first, second, or third offense.

First Offense Penalties

If this is the first time you’ve been arrested while driving under the influence of alcohol or drugs, then your license will be suspended for 1 year. Fines may range between $500 to $1,000, and you could face jail time for as little as 2 days or as long as 6 months.

Second Offense Penalties

If this is your second DUI arrest (aka DWI arrest), then your license will once again be suspended for 1 year. While the length of your license suspension is the same as for your first arrest, however, fines and jail time can increase. This time, fines can be between $1,000 and $4,000, and potential jail time ranges from 120 days to 2 years.

Third Offense Penalties

The third time you face DUI penalties in Connecticut, you will permanently lose your driver’s license. Fines will be between $2,000 to $8,000, and time in jail can range from 1 year to 3 years.

Speak with an Experienced Attorney for Help with Your DUI Penalties in Connecticut

As you have likely noticed, the potential penalties for a DUI in Connecticut can vary significantly. The severity of your punishment will be based in part on the extent to which you were impaired, as well as other factors surrounding your arrest. However, punishment for DUIs in Connecticut can also sometimes be lessened with the aid of a lawyer who is experienced in the nuances of DUI law and the Connecticut court system.

If you have been arrested or charged with a DUI, our New London, CT, attorney recommends that you speak with an experienced DUI lawyer. Once they have reviewed the specific details surrounding your situation, they will be able to give you a much better answer to the question: “What is going to happen next?”

The information contained in this article does not constitute legal advice and is only for educational purposes. If you need legal representation for a matter relating to this topic, feel free to request a free phone consultation with Attorney Strafaci, our experienced DUI lawyer in New London, CT. Call 860.442.8667 or click here to speak with Attorney Strafaci today!

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New London, CT, Attorney Answers: How Long Does A Personal Injury Case Take? https://www.strafacilaw.com/new-london-ct-attorney-time-until-personal-injury-settlement/ https://www.strafacilaw.com/new-london-ct-attorney-time-until-personal-injury-settlement/#respond Wed, 17 May 2017 00:41:32 +0000 https://www.strafacilaw.com/?p=235 The number of ways the we can incur injury are virtually countless. Even if you do the best you can to protect yourself and your family from getting hurt, sometimes accidents occur that are simply out of your control. Our New London, CT, attorney has helped numerous people throughout Southeastern Connecticut when they were faced […]

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The number of ways the we can incur injury are virtually countless. Even if you do the best you can to protect yourself and your family from getting hurt, sometimes accidents occur that are simply out of your control. Our New London, CT, attorney has helped numerous people throughout Southeastern Connecticut when they were faced with the difficulties that followed a significant injury such as a car accident, a slip and fall, or a dog bite. The time that each of those cases took varied widely.

According to our personal injury lawyer in New London, CT, there are 4 major factors that can affect how long a settlement can take after you have been injured. Keep reading to learn more…

Our New London, CT, Attorney Explains the 4 Factors that Can Slow Down Your Personal Injury Settlement

Factor #1: Who Is at Fault?

If there is a dispute about who caused the accident, then a settlement can be slow to arrive. Look at this from the insurance company’s point of view: if their insured party didn’t cause the injury, then why should they pay anything? When such doubt exists, an insurance company may choose to take the extra time to research the events surrounding the accident.

If the insurance company ultimately decides that their client wasn’t at fault, they can then dig their heels into the sand and refuse to settle at all. At this point, your personal injury case will need to be tried in court.

Factor #2: How Long Does It Take to Recover from the Injury?

Sometimes the full extent of your injury may not be immediately apparent. For example, you may need to get through the initial healing period before you and your doctor can tell if you will have long term disability or pain. Dependable New London, CT, personal injury attorneys will recommend that you hold off agreeing to a settlement until your doctor has declared your healing period to be over. By waiting, you can ensure that the settlement you receive will fully cover all your medical expenses, lost wages, and suffering.

Choose a Reputable New London, CT, Attorney for Reliable Legal Advice

Factor #3: How Much Money Is at Stake?

If your personal injury is significant enough to warrant a very large monetary settlement, then an insurance company may delay offering any settlement until they have fully examined your claim. They will likely hire independent medical specialists to evaluate the extent of your injury, and they may hire additional specialits to confirm who was as fault. All of this can take months to complete, if not longer.

Factor #4: Are You Willing to Accept Less Than You Deserve?

For many personal injury cases, patience can be quite valuable – literally. Many insurance companies will offer an initial “lowball” settlement offer that is far less than you deserve. They do this hoping that you’ll get excited by their offer and take it without thinking things through. Over time, they will slowly raise their settlement offer until they reach the maximum amount they’re willing to pay.

As you go through this process, your lawyer will advise you on whether you should wait for a better offer or not. Ultimately, the choice is yours, but having an experienced New London, CT, personal injury attorney whom you trust can help to make that choice easier.

The information contained in this article does not constitute legal advice and is only for educational purposes. If you need legal representation for a matter relating to this topic, feel free to request a free phone consultation with Attorney Strafaci, our experienced personal injury lawyer in New London, CT. Call 860.442.8667 or click here to speak with Attorney Strafaci today!

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